NACM Trade Credit Report 


Strength in Numbers. 

The NACM Trade Credit Report is built from trade experience which is the basis of most credit decisions. The NACM Trade Credit Report database brings together credit experience gathered from members and customers of 36 NACM Affiliate offices and more than 1,000 trade credit groups.

The database includes more than 7 million current lines of trade credit experience and additional experience up to 2 years old. Also included is information relating to alerts issued by creditors (when applicable). See here for a sample report. 

The NACM Trade Credit Report Provides: 

A listing of individual company experience organized into sections by contributing NACM Affiliate. This includes a summary of creditor experience with the subject.

Monthly and quarterly trending.

A predictive delinquency score and a risk class, based on more than 40 factors, with the most prominent listed.

Alerts (if available) as submitted by other creditors.

Charts showing percentage past due and days beyond terms. 

Secretary of State information on legal organization as available.

How to Read Our Report:

Scoring Methodology
Comment Codes
Industry Group Codes

Coming soon!

  • Derogatory public records filings, such as judgments, liens, and bankruptcies. 
  • An option to obtain 2 years or more of financial statements filed with the IRS (at additional cost).