Experian Business Credit Reports 

 

Experian business credit reports contain up-to-date, factual ledger information supplied by members of the affiliated credit reporting bureaus of NACM and Experian direct subscribers. These reports are useful when you are investigating a new account, noticing a definite change in a customer's payment habits, receiving an unusually large order, or receiving a number of inquiries on a customer. Just give a us a call at 971.230.1202 or email us, and we can help get you a report.

Experian BusinessIQ

BusinessIQ allows you to search for a customer faster, review the credit report details/portfolio of a customer more efficiently, filter high risk customers for priority review by staff, assign tasks to other users, and attach notes to a customer. If you contribute data contribution, your file will also be loaded into BusinessIQ by Experian each month. A/R data will be stored in BusinessIQ and create a complete snapshot of a customer once a report is pulled. Filters can now be assigned to pull reports based on DBT, Aging, Balance, Location, etc. so you can prioritize customer risk and collections.

Reports & Products

Premier Profile (click here for a sample report)
The Premier Profile is Experian's newest report. This product offers a quick glimpse design to visually direct your focus to key information that saves you time. The dashboard highlights possible indicators of risk reducing potential bad debt, as well as new enhancements in Fraud & Office of Foreign Assets Control Screening and a credit limit recommendation.

Business Profile Report (BPR) (click here for a sample report)
The Business Profile report presents a current, objective picture of how a business manages it's financial obligations. It provides trade payment information; public record information; company background; trends; collection items and more.

Business Owner Profile (BOP) (click here for a sample report)
This credit report is drawn from the Experian consumer credit database, and used in conjunction with the BPR when you need to rely on the principal's creditworthiness in order to extend credit. This report can be ordered by itself or in combo with any other report Experian offers. 

Business Summary (click here for a sample report)
You can make quick, effective assessments of your low balance account transactions with this low cost summary report. A great report for doing annual updates.

Intelliscore (click here for a sample report)
This easy-to-read, one-page scoring report is a summary of a Business Profile Report, and includes a risk score, summaries of trade payment and public record data, and company background information on the business. It is particularly useful in high-volume, quick-turnaround situations. Credit scoring significantly reduces subjectivity in the decision process by analyzing applicants using consistent criteria.

Blended Score (click here for a sample report)
This one-page report provides summary information on both the business and the business owner(s). Research shows that a combined business/owner credit-scoring model is more predictable than business or consumer only scoring models.

Portfolio Monitor
Detect early signs of trouble on your small business accounts. Portfolio Monitor service provides you with derogatory changes in your customers' portfolio on a
weekly basis. Warnings may include: Bankruptcies; Tax Liens; Judgments; Payment Habit Changes; Collections; and UCC's.