Equifax Business Credit Reports 

The Equifax Business Credit Report provides a business profile, public records, and historical payment information for a business’s trade credit accounts, bank and leasing obligations.

Equifax is unique in partnering with leading financial institutions in the development and management of the Small Business Financial Exchange. Unlike other reporting agencies they offer summary information of financial and nonfinancial accounts. Their risk scores are built on trade credit and banking/leasing payment history. 

Score Benefits:

  • Credit Risk Score™ predicts the likelihood of a business incurring a 90 days severe delinquency or charge-off over the next 12 months.
  • Business Failure Score™ predicts the likelihood of a business failure through either formal or informal bankruptcy over the next 12 months.
  • Payment Index provides a dollar-weighted index of a business's current and past payment performance based on all payment experiences in the Equifax Commercial database.

Equifax Commercial Credit Report Sample

Equifax has added Business Credit Industry Report Plus (BCIR Plus). This report provides all the information contained in the Equifax Business Credit Report. In addition, provides customers key additional insight into how a business is paying and has paid, specific industries, as well as providing additional credit metrics for a deeper insight into credit risk.

Business Credit Industry Report Plus Sample