Consumer Reporting 

We understand it is essential for you to have access to reliable and current consumer credit information. NACM Oregon is here to help you make confident credit-extension decision by offering several products for your consumer credit reporting needs.

Which product is right for you?

If you are already familiar with Experian’s popular products such as the Business Profile report, Intelliscore Plus or Premier Profile, the Business Owner Profile (BOP) (click links for samples) may be a good choice. The BOP is a credit report drawn from the Experian consumer credit database. It is used in conjunction with the Business Profile Report (BPR) when you need to rely on the principal's creditworthiness in order to extend credit. This report can be ordered by itself or in combo with any other report Experian offers. 

Do you want to access one report and scores from all three bureaus with the click of just one button? 
OneCreditSource, an NACM Oregon partner, provides consumer credit reports from all three bureaus - Experian, Equifax & Transunion. OneCreditSource is a nationally recognized company providing consumer reports, tenant screening and employment screening reports. We are proud to have them as part of our team. Please note that some states do not allow pre-employment credit checks, please see here for reference to each state law.

Give your account rep a call for more information or to sign up! 

Note: Each of these products requires separate setup processes and fees to conform to consumer reporting laws and regulations. A fee for a non-invasive business inspection is built into the setup fee for each of these products.